1. Discuss your deal
A short call or request form covering what you need, the property or collateral, the amount and any complications. No documents, no credit pull.
2. Review your options
We identify the programs and lenders suited to your transaction and walk you through each realistic path: rate, leverage, term, fees and timeline.
3. One document list
You receive a single, complete list for the path you choose. We package the file before it is submitted.
4. Term sheet
Your file goes only to the lenders that fit, with your approval. We review every line of the term sheet with you before you sign.
5. Closing
We coordinate with the lender, appraiser and title through closing. Bridge transactions can close in weeks; bank and SBA in one to three months.
Fees
We are paid at closing, typically 1–3 points depending on size and complexity. No upfront fees. If your loan doesn’t close, you don’t pay us.