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    About Vault Financial

    A commercial finance firm in Manhattan, New York, arranging commercial real estate and business financing for owners, operators and investors nationwide.

    Speak with us: (347) 824-5851

    Who we are

    Senior attention on every transaction.

    Vault Financial was built for business owners and investors who want an advisor on their side of the table: someone who understands the deal, knows which lenders do that kind of transaction, and stays on the file until it closes.

    We are deliberately lean. There are no layers between you and the person structuring your loan, which means faster answers, fewer handoffs and decisions made by someone who knows your file.

    Leadership

    Anish Sharma

    Founder & Principal

    Anish founded Vault Financial after nearly a decade in commercial finance. He has structured more than $100 million in commercial financing transactions across SBA, asset-based, equipment and working capital, reviewed more than 5,000 transactions, and hired and trained a team of 25+ brokers.

    At Vault, he personally underwrites and structures every transaction: bank declines, tax issues, credit events, contested closings and transitional assets, often with cross-collateralized or multi-layer capital structures. He advises owner-users, real estate investors and private equity groups on senior debt, bridge, mezzanine, preferred equity and specialty credit.

    NimbleDecisions are made by the people working your file, not a committee.
    DirectYou speak with a principal, not a call center.
    DiscreetYour file goes only to lenders that fit, and only with your approval.
    AlignedWe are paid at closing. If your loan doesn’t close, you don’t pay us.

    10,000+ lender relationships

    National and community banks, credit unions, SBA and USDA lenders, CDCs, debt funds, life companies, private lenders and equipment finance companies.

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