| Best for | Several properties under one loan, including across multiple LLCs |
| Loan size | $1M to $50M+ |
| Paths | Bank, credit union, portfolio DSCR, bridge |
| Leverage | Typically 65–75% of combined value |
| Structure | Blanket lien with partial-release provisions as you sell |
| Term | Bridge 12–36 months; permanent up to 30 years |
| Time to close | About 4–8 weeks |
Typical ranges, not quotes. Final terms depend on the property, the borrower and the lender.
Good fit: investors and operators with several properties; properties held in multiple LLCs; owners who want to consolidate many small loans.
Not a fit: a single property (see Cash-out refinance or DSCR).
How it works
- Tell us what you need and what you have. No documents, no credit pull.
- We review the realistic options and walk you through each.
- You choose a path; we send one document list and secure a term sheet.
- We manage underwriting and closing alongside you.
Related programs
Cash-Out RefinanceTurn equity in property you already own into cash for your business, another purchase, or paying off expensive debt like merchant cash advances.View programDSCR LoansLong-term loans qualified on the property's rent instead of your personal income.View programSecond-Position and Subordinate LoansBorrow against your equity without touching a first mortgage you want to keep, usually because it has a low rate or a big prepayment penalty.View programBridge LoansShort-term loans (usually 12–36 months) that get you to the next step: a purchase that has to close fast, a property that isn't stabilized yet, or a refinance while you wait for permanent financing.View program