| Best for | Buying, refinancing or pulling cash from raw or entitled land |
| Rates | Roughly 10%–14% |
| Leverage | Typically 40–60% of value |
| Term | 12–36 months |
| What helps | Entitlements, a development plan, or a second property as extra collateral |
Typical ranges, not quotes. Final terms depend on the property, the borrower and the lender.
Common questions
- Can I borrow against land I own free and clear? Yes, that's one of the most common land bridge scenarios.
- Does cross-collateralizing help? Yes. Pairing land with an income-producing property often improves terms.
How it works
- Tell us what you need and what you have. No documents, no credit pull.
- We review the realistic options and walk you through each.
- You choose a path; we send one document list and secure a term sheet.
- We manage underwriting and closing alongside you.
Special situations
Related programs
Bridge LoansShort-term loans (usually 12–36 months) that get you to the next step: a purchase that has to close fast, a property that isn't stabilized yet, or a refinance while you wait for permanent financing.View programConstruction LoansFinancing for ground-up construction, major renovations, and conversions (for example warehouse to multifamily).View program