Effective Date: March 24, 2026
Welcome to Vault Financial. By accessing or using our website at vault-financial-web.lovable.app ("Site") and any services provided through this Site, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site or services.
Vault Financial provides asset-based lending, financing solutions, and related consulting services for business owners and real estate investors. Our services include but are not limited to bridge loans, DSCR loans, SBA loans, non-QM lending, private credit, mezzanine financing, CMBS, and portfolio lending.
You must be at least 18 years old and legally able to enter into binding contracts to use our services. By using this Site, you represent and warrant that you meet these requirements.
You agree to use this Site only for lawful purposes and in accordance with these Terms. You agree not to:
When you submit information through our contact forms, financing applications, or other means, you represent that all information provided is accurate, current, and complete. You understand that Vault Financial may use this information to evaluate your financing request and communicate with you regarding our services.
Submitting an application or inquiry does not guarantee approval of any financing. All financing decisions are subject to underwriting review, credit approval, and other criteria at Vault Financial's sole discretion.
All content on this Site, including text, graphics, logos, and images, is the property of Vault Financial or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.
This Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. Vault Financial does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Vault Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or services, even if we have been advised of the possibility of such damages.
You agree to indemnify and hold harmless Vault Financial, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses arising out of your use of the Site or violation of these Terms.
Our Site may contain links to third-party websites. We do not control and are not responsible for the content or practices of those sites. Your use of third-party sites is at your own risk.
By opting in to receive SMS messages from Vault Financial, you consent to receive non-marketing and/or marketing text messages at the phone number you provide. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. Reply HELP for assistance. Your mobile information will not be sold or shared with third parties for promotional or marketing purposes.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes your acceptance of the updated Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.
If you have any questions about these Terms of Service, contact us at: